Skip to main content
Manna Financial Services

Health insurance & Medicare

Supplemental Health Insurance

Accident, critical illness, hospital indemnity, cancer, dental and vision coverage that can pay benefits alongside your main health plan. Supplemental plans are not a replacement for major medical coverage.

Book a free callCall (937) 795-9877

How supplemental health insurance works

Even good health insurance leaves deductibles, copays and lost income when something serious happens. Supplemental policies pay set cash benefits for covered events, such as an accidental injury, a hospital admission or a covered critical illness diagnosis, which you can use as you choose. Benefits, waiting periods, exclusions and pre-existing condition limits vary by policy, so we compare them carefully. These plans do not meet ACA minimum essential coverage requirements and are not a substitute for health insurance.

Offered to Ohio individuals, families and Medicare beneficiaries statewide.

What we help with

  • Accident and critical illness plans that pay cash benefits
  • Hospital indemnity coverage for inpatient stays
  • Dental and vision plans for individuals and families
  • Pairs with ACA, employer or Medicare coverage
  • Plain explanation of waiting periods and exclusions

Often a good fit for

  • Families with high-deductible health plans
  • Self-employed people without employer extras
  • People on Medicare who want dental, vision or hospital coverage

Good to know in Ohio

  • Supplemental plans pay fixed benefits and are not major medical coverage. They do not count as ACA minimum essential coverage.
  • Many accident, critical illness and hospital plans pay benefits to you directly, to use as you choose.
  • Waiting periods and pre-existing condition limits vary by policy, so we compare them before you apply.

Common questions

Is supplemental insurance the same as health insurance?

No. Supplemental plans pay limited, fixed benefits for specific events and do not replace major medical coverage. They work best alongside a health plan.

Can I use the money for anything?

Most accident, critical illness and hospital indemnity benefits are paid to you, not the doctor, so you can use them for bills, travel or lost income. Check each policy's terms.

Supplemental Health Insurance by city

We help people across Ohio. These are the communities closest to our Fairborn office; see all areas we serve.

Related coverage

Talk with Olive about supplemental health insurance.

Free, no obligation, by phone or video. Or call or text (937) 795-9877.

Book a free call