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Manna Financial Services

Health insurance & Medicare

Medicare Advantage, Supplement & Part D Plans

Side-by-side help with Medicare Advantage, Medicare Supplement (Medigap) and Part D prescription drug plans, whether you are turning 65, retiring from an employer plan, or reviewing your plan during the Annual Enrollment Period.

Book a free callCall (937) 795-9877

How Medicare plans works

Original Medicare (Parts A and B) leaves gaps such as deductibles, coinsurance and no yearly out-of-pocket limit. Most people fill them in one of two ways: a Medicare Advantage plan (Part C), which often includes drug coverage and extras through a network, or a Medicare Supplement (Medigap) plan paired with a stand-alone Part D drug plan. We look at your doctors, prescriptions, budget and travel habits and walk through the plans we represent in your area. Medicare plan changes for the coming year are made during the Annual Enrollment Period, October 15 to December 7. We are not connected with or endorsed by the U.S. government or the federal Medicare program.

Serving Ohio Medicare beneficiaries by phone and video, and in person in the Dayton area when practical.

What we help with

  • Turning 65: timing for Parts A, B and D to avoid late-enrollment penalties
  • Medicare Advantage vs Medicare Supplement, explained side by side
  • Prescription check against each plan's drug list
  • Annual review during the October 15 to December 7 enrollment period
  • Help after enrollment with ID cards, billing and plan questions

Often a good fit for

  • People turning 65 in the next six months
  • Workers retiring from employer or union coverage
  • Current Medicare beneficiaries reviewing their plan for next year

Good to know in Ohio

  • Your Initial Enrollment Period is the seven months around your 65th birthday: three months before, your birthday month and three months after.
  • The Medicare Annual Enrollment Period runs October 15 to December 7 for coverage that starts January 1.
  • Medicare Supplement open enrollment lasts six months, starting the month you are 65 or older and enrolled in Part B. During it, insurers cannot turn you down for health reasons.
  • For free, unbiased counseling, Ohio residents can call the Ohio Senior Health Insurance Information Program (OSHIIP) at 1-800-686-1578.

We do not offer every plan available in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

Manna Financial Services is not connected with or endorsed by the U.S. government or the federal Medicare program.

Common questions

When can I change my Medicare plan?

During the Annual Enrollment Period, October 15 to December 7, for coverage starting January 1. If you are in a Medicare Advantage plan, the Medicare Advantage Open Enrollment Period from January 1 to March 31 allows one change. Some life events create Special Enrollment Periods.

Is there free, unbiased Medicare help in Ohio?

Yes. The Ohio Senior Health Insurance Information Program (OSHIIP) at the Ohio Department of Insurance offers free counseling at 1-800-686-1578. You can also contact Medicare at 1-800-MEDICARE or Medicare.gov.

What happens on a Medicare appointment?

Before we discuss specific Medicare Advantage or Part D plans, Medicare rules require a short Scope of Appointment form confirming the plan types you want to talk about. There is no obligation to enroll.

Medicare Advantage, Supplement & Part D Plans by city

We help people across Ohio. These are the communities closest to our Fairborn office; see all areas we serve.

Related coverage

Talk with Olive about Medicare plans.

Free, no obligation, by phone or video. Or call or text (937) 795-9877.

Book a free call