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Health insurance & Medicare · Dublin, Franklin & Delaware Counties

Supplemental Health Insurance in Dublin, Ohio

43.8% of Dublin households include children under 18, well above the Ohio figure of 28.3%. Accident, critical illness, hospital indemnity, cancer, dental and vision coverage that can pay benefits alongside your main health plan. Olive, a licensed agent with Manna Financial Services in Fairborn, helps Dublin households compare supplemental health insurance by phone or video, and the first conversation is free.

What matters for supplemental health insurance in Dublin

64.5% of Franklin County Marketplace shoppers chose Bronze plans for 2026, which carry high deductibles. Accident, critical illness and hospital plans pay cash benefits that can help cover that gap.

43.8% of Dublin households include children. Accident plans are a common choice for active families, while hospital and critical illness plans are more common for people with Medicare (13.7% of Dublin residents are 65 or older).

Dublin by the numbers

  • 43.8% of Dublin households include children under 18, well above the Ohio figure of 28.3%.
  • 4.1% of Dublin adults aged 19 to 64 have no health insurance, below the Ohio rate of 8.8%.
  • 13.7% of Dublin residents are 65 or older, about 6,700 people, below Ohio's 17.9%.
  • 11.7% of Dublin workers are self-employed, above the Ohio figure of 8.0%. Self-employed people have no employer plan for health, life or disability coverage.

Medicare in Franklin County

MeasureFranklin CountyOhio
People with Medicare212,0132,635,104
In Medicare Advantage or other health plans55.8%56.6%
In Original Medicare44.2%43.4%
Getting Extra Help with drug costs44,768—

Dublin and nearby communities

PlaceHouseholds with children65 or olderUninsured adults 19–64
Dublin43.8%13.7%4.1%
Columbus27.2%11.0%12.6%
Westerville35.1%21.2%4.4%
Powell45.3%18.2%3.4%
Ohio28.3%17.9%8.8%

Sources: U.S. Census Bureau, American Community Survey 2019–2023 5-year estimates; CMS Medicare Monthly Enrollment, July 2026.

How we help with supplemental health insurance

  • Accident and critical illness plans that pay cash benefits
  • Hospital indemnity coverage for inpatient stays
  • Dental and vision plans for individuals and families
  • Pairs with ACA, employer or Medicare coverage

Read our full guide to supplemental health insurance

Rules that apply across Ohio

  • Supplemental plans pay fixed benefits and are not major medical coverage. They do not count as ACA minimum essential coverage.
  • Many accident, critical illness and hospital plans pay benefits to you directly, to use as you choose.
  • Waiting periods and pre-existing condition limits vary by policy, so we compare them before you apply.

Questions from Dublin

Is supplemental insurance the same as health insurance?

No. Supplemental plans pay limited, fixed benefits for specific events and do not replace major medical coverage. They work best alongside a health plan.

Do I need to visit an office in Dublin?

No. Olive works with Dublin and Franklin & Delaware Counties households by phone or video, so you can compare options from home. Most applications and signatures can be completed online.

Talk with Olive about supplemental health insurance.

Free, no obligation, by phone or video. Or call or text (937) 795-9877.