Health insurance & Medicare · Beavercreek, Greene County
Supplemental Health Insurance in Beavercreek, Ohio
4.5% of Beavercreek adults aged 19 to 64 have no health insurance, below the Ohio rate of 8.8%. Accident, critical illness, hospital indemnity, cancer, dental and vision coverage that can pay benefits alongside your main health plan. Olive, a licensed agent with Manna Financial Services in Fairborn, helps Beavercreek households compare supplemental health insurance by phone or video, and the first conversation is free.
What matters for supplemental health insurance in Beavercreek
65.5% of Greene County Marketplace shoppers chose Bronze plans for 2026, which carry high deductibles. Accident, critical illness and hospital plans pay cash benefits that can help cover that gap.
28.3% of Beavercreek households include children. Accident plans are a common choice for active families, while hospital and critical illness plans are more common for people with Medicare (20.6% of Beavercreek residents are 65 or older).
Beavercreek by the numbers
- 4.5% of Beavercreek adults aged 19 to 64 have no health insurance, below the Ohio rate of 8.8%.
- 20.6% of Beavercreek residents are 65 or older, about 9,600 people, above Ohio's 17.9%; that is the 3rd-highest share of residents 65 and older of the 25 Southwest Ohio communities on this site.
- 15.4% of adults in Beavercreek are veterans, well above the Ohio share of 6.8%.
- 22.6% of Beavercreek workers have government jobs, well above the Ohio share of 12.8%, including 14.0% in federal jobs (Ohio: 2.0%).
Medicare in Greene County
| Measure | Greene County | Ohio |
|---|---|---|
| People with Medicare | 37,224 | 2,635,104 |
| In Medicare Advantage or other health plans | 49.8% | 56.6% |
| In Original Medicare | 50.2% | 43.4% |
| Getting Extra Help with drug costs | 4,799 | — |
Beavercreek and nearby communities
| Place | Households with children | 65 or older | Uninsured adults 19–64 |
|---|---|---|---|
| Beavercreek | 28.3% | 20.6% | 4.5% |
| Fairborn | 24.6% | 15.8% | 10.3% |
| Xenia | 27.8% | 20.5% | 10.6% |
| Dayton | 25.6% | 13.7% | 10.8% |
| Ohio | 28.3% | 17.9% | 8.8% |
Sources: U.S. Census Bureau, American Community Survey 2019–2023 5-year estimates; CMS Medicare Monthly Enrollment, July 2026.
How we help with supplemental health insurance
- Accident and critical illness plans that pay cash benefits
- Hospital indemnity coverage for inpatient stays
- Dental and vision plans for individuals and families
- Pairs with ACA, employer or Medicare coverage
Rules that apply across Ohio
- Supplemental plans pay fixed benefits and are not major medical coverage. They do not count as ACA minimum essential coverage.
- Many accident, critical illness and hospital plans pay benefits to you directly, to use as you choose.
- Waiting periods and pre-existing condition limits vary by policy, so we compare them before you apply.
Questions from Beavercreek
Is supplemental insurance the same as health insurance?
No. Supplemental plans pay limited, fixed benefits for specific events and do not replace major medical coverage. They work best alongside a health plan.
Do I need to visit an office in Beavercreek?
No. Olive works with Beavercreek and Greene County households by phone or video, so you can compare options from home. Most applications and signatures can be completed online.
Supplemental Health Insurance near Beavercreek
Talk with Olive about supplemental health insurance.
Free, no obligation, by phone or video. Or call or text (937) 795-9877.