Health insurance & Medicare · Hilliard, Franklin County
Supplemental Health Insurance in Hilliard, Ohio
39.1% of Hilliard households include children under 18, well above the Ohio figure of 28.3%. Accident, critical illness, hospital indemnity, cancer, dental and vision coverage that can pay benefits alongside your main health plan. Olive, a licensed agent with Manna Financial Services in Fairborn, helps Hilliard households compare supplemental health insurance by phone or video, and the first conversation is free.
What matters for supplemental health insurance in Hilliard
64.5% of Franklin County Marketplace shoppers chose Bronze plans for 2026, which carry high deductibles. Accident, critical illness and hospital plans pay cash benefits that can help cover that gap.
39.1% of Hilliard households include children. Accident plans are a common choice for active families, while hospital and critical illness plans are more common for people with Medicare (11.2% of Hilliard residents are 65 or older).
Hilliard by the numbers
- 39.1% of Hilliard households include children under 18, well above the Ohio figure of 28.3%.
- 11.2% of Hilliard residents are 65 or older, about 4,100 people, well below Ohio's 17.9%.
- 6.5% of Hilliard adults aged 19 to 64 have no health insurance, below the Ohio rate of 8.8%.
- The median household income in Hilliard is $122,864, well above Ohio's $69,680.
Medicare in Franklin County
| Measure | Franklin County | Ohio |
|---|---|---|
| People with Medicare | 212,013 | 2,635,104 |
| In Medicare Advantage or other health plans | 55.8% | 56.6% |
| In Original Medicare | 44.2% | 43.4% |
| Getting Extra Help with drug costs | 44,768 | — |
Hilliard and nearby communities
| Place | Households with children | 65 or older | Uninsured adults 19–64 |
|---|---|---|---|
| Hilliard | 39.1% | 11.2% | 6.5% |
| Columbus | 27.2% | 11.0% | 12.6% |
| Dublin | 43.8% | 13.7% | 4.1% |
| Westerville | 35.1% | 21.2% | 4.4% |
| Ohio | 28.3% | 17.9% | 8.8% |
Sources: U.S. Census Bureau, American Community Survey 2019–2023 5-year estimates; CMS Medicare Monthly Enrollment, July 2026.
How we help with supplemental health insurance
- Accident and critical illness plans that pay cash benefits
- Hospital indemnity coverage for inpatient stays
- Dental and vision plans for individuals and families
- Pairs with ACA, employer or Medicare coverage
Rules that apply across Ohio
- Supplemental plans pay fixed benefits and are not major medical coverage. They do not count as ACA minimum essential coverage.
- Many accident, critical illness and hospital plans pay benefits to you directly, to use as you choose.
- Waiting periods and pre-existing condition limits vary by policy, so we compare them before you apply.
Questions from Hilliard
Is supplemental insurance the same as health insurance?
No. Supplemental plans pay limited, fixed benefits for specific events and do not replace major medical coverage. They work best alongside a health plan.
Do I need to visit an office in Hilliard?
No. Olive works with Hilliard and Franklin County households by phone or video, so you can compare options from home. Most applications and signatures can be completed online.
Supplemental Health Insurance near Hilliard
- Columbus, OHFranklin County
- Dublin, OHFranklin & Delaware Counties
- Westerville, OHFranklin & Delaware Counties
- New Albany, OHFranklin County
- Upper Arlington, OHFranklin County
- Grove City, OHFranklin County
- Gahanna, OHFranklin County
- Reynoldsburg, OHFranklin, Fairfield & Licking Counties
- Worthington, OHFranklin County
Talk with Olive about supplemental health insurance.
Free, no obligation, by phone or video. Or call or text (937) 795-9877.