Health insurance & Medicare · Columbus, Franklin County
Supplemental Health Insurance in Columbus, Ohio
11.0% of Columbus residents are 65 or older, about 99,700 people, well below Ohio's 17.9%; that is the 2nd-lowest share of residents 65 and older of the 16 Central Ohio communities on this site. Accident, critical illness, hospital indemnity, cancer, dental and vision coverage that can pay benefits alongside your main health plan. Olive, a licensed agent with Manna Financial Services in Fairborn, helps Columbus households compare supplemental health insurance by phone or video, and the first conversation is free.
What matters for supplemental health insurance in Columbus
64.5% of Franklin County Marketplace shoppers chose Bronze plans for 2026, which carry high deductibles. Accident, critical illness and hospital plans pay cash benefits that can help cover that gap.
27.2% of Columbus households include children. Accident plans are a common choice for active families, while hospital and critical illness plans are more common for people with Medicare (11.0% of Columbus residents are 65 or older).
Columbus by the numbers
- 11.0% of Columbus residents are 65 or older, about 99,700 people, well below Ohio's 17.9%; that is the 2nd-lowest share of residents 65 and older of the 16 Central Ohio communities on this site.
- 12.6% of Columbus adults aged 19 to 64 have no health insurance, above the Ohio rate of 8.8% (the 3rd-highest uninsured rate for adults 19 to 64 of the 16 Central Ohio communities on this site).
- 6.6% of Columbus workers are self-employed, below the Ohio figure of 8.0%. Self-employed people have no employer plan for health, life or disability coverage.
- 27.2% of Columbus households include children under 18, below the Ohio figure of 28.3%.
Medicare in Franklin County
| Measure | Franklin County | Ohio |
|---|---|---|
| People with Medicare | 212,013 | 2,635,104 |
| In Medicare Advantage or other health plans | 55.8% | 56.6% |
| In Original Medicare | 44.2% | 43.4% |
| Getting Extra Help with drug costs | 44,768 | — |
Columbus and nearby communities
| Place | Households with children | 65 or older | Uninsured adults 19–64 |
|---|---|---|---|
| Columbus | 27.2% | 11.0% | 12.6% |
| Dublin | 43.8% | 13.7% | 4.1% |
| Westerville | 35.1% | 21.2% | 4.4% |
| New Albany | 57.4% | 11.8% | 4.7% |
| Ohio | 28.3% | 17.9% | 8.8% |
Sources: U.S. Census Bureau, American Community Survey 2019–2023 5-year estimates; CMS Medicare Monthly Enrollment, July 2026.
How we help with supplemental health insurance
- Accident and critical illness plans that pay cash benefits
- Hospital indemnity coverage for inpatient stays
- Dental and vision plans for individuals and families
- Pairs with ACA, employer or Medicare coverage
Rules that apply across Ohio
- Supplemental plans pay fixed benefits and are not major medical coverage. They do not count as ACA minimum essential coverage.
- Many accident, critical illness and hospital plans pay benefits to you directly, to use as you choose.
- Waiting periods and pre-existing condition limits vary by policy, so we compare them before you apply.
Questions from Columbus
Is supplemental insurance the same as health insurance?
No. Supplemental plans pay limited, fixed benefits for specific events and do not replace major medical coverage. They work best alongside a health plan.
Do I need to visit an office in Columbus?
No. Olive works with Columbus and Franklin County households by phone or video, so you can compare options from home. Most applications and signatures can be completed online.
Supplemental Health Insurance near Columbus
- Dublin, OHFranklin & Delaware Counties
- Westerville, OHFranklin & Delaware Counties
- New Albany, OHFranklin County
- Hilliard, OHFranklin County
- Upper Arlington, OHFranklin County
- Grove City, OHFranklin County
- Gahanna, OHFranklin County
- Reynoldsburg, OHFranklin, Fairfield & Licking Counties
- Worthington, OHFranklin County
Talk with Olive about supplemental health insurance.
Free, no obligation, by phone or video. Or call or text (937) 795-9877.