Health insurance & Medicare · Seattle, WA (King County)
Supplemental Health Insurance in Seattle, Washington
20.1% of Seattle households include children under 18, well below the U.S. figure of 29.8%. Accident, critical illness, hospital indemnity, cancer, dental and vision coverage that can pay benefits alongside your main health plan. Olive, a licensed agent with Manna Financial Services, helps Seattle, WA households compare supplemental health insurance by phone or video, and the first conversation is free.
What matters for supplemental health insurance in Seattle
20.1% of Seattle households include children. Accident plans are a common choice for active families, while hospital and critical illness plans are more common for people with Medicare (13.6% of Seattle residents are 65 or older).
Seattle by the numbers
- 20.1% of Seattle households include children under 18, well below the U.S. figure of 29.8%.
- 5.7% of Seattle adults aged 19 to 64 have no health insurance, well below the U.S. rate of 11.1% (the 2nd-lowest uninsured rate for adults 19 to 64 of the 13 West U.S. communities on this site).
- 13.6% of Seattle residents are 65 or older, about 100,800 people, below the U.S. average of 17.7%.
- 45.4% of Seattle homes are owner-occupied (U.S.: 65.0%), and the median home value is $867,500, well above the U.S. median of $303,400.
Seattle and nearby communities
| Place | Households with children | 65 or older | Uninsured adults 19–64 |
|---|---|---|---|
| Seattle | 20.1% | 13.6% | 5.7% |
| Los Angeles | 26.4% | 14.8% | 12.9% |
| Phoenix | 32.5% | 12.6% | 16.8% |
| San Diego | 26.9% | 15.1% | 8.9% |
| U.S. | 29.8% | 17.7% | 11.1% |
Sources: U.S. Census Bureau, American Community Survey 2019–2023 5-year estimates.
How we help with supplemental health insurance
- Accident and critical illness plans that pay cash benefits
- Hospital indemnity coverage for inpatient stays
- Dental and vision plans for individuals and families
- Pairs with ACA, employer or Medicare coverage
Rules that apply in Washington
- Supplemental plans pay fixed benefits and are not major medical coverage. They do not count as ACA minimum essential coverage.
- Many accident, critical illness and hospital plans pay benefits to you directly, to use as you choose.
- Waiting periods and pre-existing condition limits vary by policy, so we compare them before you apply.
Questions from Seattle
Is supplemental insurance the same as health insurance?
No. Supplemental plans pay limited, fixed benefits for specific events and do not replace major medical coverage. They work best alongside a health plan.
Do I need to visit an office in Seattle?
No. Olive works with Seattle and King County households by phone or video, so you can compare options from home. Most applications and signatures can be completed online.
Talk with Olive about supplemental health insurance.
Free, no obligation, by phone or video. Or call or text (937) 388-5346.