Health insurance & Medicare · Las Vegas, NV (Clark County)
Supplemental Health Insurance in Las Vegas, Nevada
16.5% of Las Vegas adults aged 19 to 64 have no health insurance, well above the U.S. rate of 11.1% (the 2nd-highest uninsured rate for adults 19 to 64 of the 13 West U.S. communities on this site). Accident, critical illness, hospital indemnity, cancer, dental and vision coverage that can pay benefits alongside your main health plan. Olive, a licensed agent with Manna Financial Services, helps Las Vegas, NV households compare supplemental health insurance by phone or video, and the first conversation is free.
What matters for supplemental health insurance in Las Vegas
29.4% of Las Vegas households include children. Accident plans are a common choice for active families, while hospital and critical illness plans are more common for people with Medicare (16.4% of Las Vegas residents are 65 or older).
Las Vegas by the numbers
- 16.5% of Las Vegas adults aged 19 to 64 have no health insurance, well above the U.S. rate of 11.1% (the 2nd-highest uninsured rate for adults 19 to 64 of the 13 West U.S. communities on this site).
- 16.4% of Las Vegas residents are 65 or older, about 107,200 people, below the U.S. average of 17.7%.
- 29.4% of Las Vegas households include children under 18, about the same as the U.S. figure of 29.8%.
- 9.1% of Las Vegas workers are self-employed, about the same as the U.S. figure of 9.8%. Self-employed people have no employer plan for health, life or disability coverage.
Las Vegas and nearby communities
| Place | Households with children | 65 or older | Uninsured adults 19–64 |
|---|---|---|---|
| Las Vegas | 29.4% | 16.4% | 16.5% |
| Los Angeles | 26.4% | 14.8% | 12.9% |
| Phoenix | 32.5% | 12.6% | 16.8% |
| San Diego | 26.9% | 15.1% | 8.9% |
| U.S. | 29.8% | 17.7% | 11.1% |
Sources: U.S. Census Bureau, American Community Survey 2019–2023 5-year estimates.
How we help with supplemental health insurance
- Accident and critical illness plans that pay cash benefits
- Hospital indemnity coverage for inpatient stays
- Dental and vision plans for individuals and families
- Pairs with ACA, employer or Medicare coverage
Rules that apply in Nevada
- Supplemental plans pay fixed benefits and are not major medical coverage. They do not count as ACA minimum essential coverage.
- Many accident, critical illness and hospital plans pay benefits to you directly, to use as you choose.
- Waiting periods and pre-existing condition limits vary by policy, so we compare them before you apply.
Questions from Las Vegas
Is supplemental insurance the same as health insurance?
No. Supplemental plans pay limited, fixed benefits for specific events and do not replace major medical coverage. They work best alongside a health plan.
Do I need to visit an office in Las Vegas?
No. Olive works with Las Vegas and Clark County households by phone or video, so you can compare options from home. Most applications and signatures can be completed online.
Talk with Olive about supplemental health insurance.
Free, no obligation, by phone or video. Or call or text (937) 388-5346.