Health insurance & Medicare · Seattle, WA (King County)
Individual & Family Health Insurance in Seattle, Washington
5.7% of Seattle adults aged 19 to 64 have no health insurance, well below the U.S. rate of 11.1% (the 2nd-lowest uninsured rate for adults 19 to 64 of the 13 West U.S. communities on this site). Help choosing an ACA Marketplace health plan, including checking whether you qualify for premium tax credits that lower your monthly cost. Olive, a licensed agent with Manna Financial Services, helps Seattle, WA households compare individual and family health insurance by phone or video, and the first conversation is free.
Seattle by the numbers
- 5.7% of Seattle adults aged 19 to 64 have no health insurance, well below the U.S. rate of 11.1% (the 2nd-lowest uninsured rate for adults 19 to 64 of the 13 West U.S. communities on this site).
- 20.1% of Seattle households include children under 18, well below the U.S. figure of 29.8%.
- The median household income in Seattle is $121,984, well above the U.S. average of $78,538, the 2nd-highest median household income of the 13 West U.S. communities on this site.
- About 75,600 Seattle residents are between 55 and 64, the group that will reach Medicare age over the next ten years.
Seattle and nearby communities
| Place | Uninsured adults 19–64 | Self-employed | Median household income |
|---|---|---|---|
| Seattle | 5.7% | 9.6% | $121,984 |
| Los Angeles | 12.9% | 16.2% | $80,366 |
| Phoenix | 16.8% | 9.7% | $77,041 |
| San Diego | 8.9% | 11.6% | $104,321 |
| U.S. | 11.1% | 9.8% | $78,538 |
Sources: U.S. Census Bureau, American Community Survey 2019–2023 5-year estimates.
How we help with individual and family health insurance
- Compare the Marketplace plans offered in your county
- Check premium tax credit and cost-sharing eligibility
- Confirm your doctors, hospitals and prescriptions are in network
- Enroll during Open Enrollment or a Special Enrollment Period
Read our full guide to individual and family health insurance
Rules that apply in Washington
- Washington residents buy individual and family Marketplace plans through HealthCare.gov or their state exchange. Plans and prices vary by county.
- Open Enrollment typically runs November 1 to January 15. Enroll by December 15 for coverage that starts January 1.
- Outside Open Enrollment, a qualifying life event such as losing other coverage, moving, marriage or a new baby opens a Special Enrollment Period.
- Marketplace premiums are the same with or without an agent. Insurance companies pay the agent.
Questions from Seattle
When can I enroll in a Marketplace plan?
Open Enrollment typically runs November 1 to January 15. Enroll by December 15 for coverage that starts January 1. Outside that window you need a qualifying life event, such as losing other coverage, moving, marriage or a new baby, to use a Special Enrollment Period.
Do I need to visit an office in Seattle?
No. Olive works with Seattle and King County households by phone or video, so you can compare options from home. Most applications and signatures can be completed online.
Individual & Family Health Insurance near Seattle
Talk with Olive about individual and family health insurance.
Free, no obligation, by phone or video. Or call or text (937) 388-5346.