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Health insurance & Medicare · Omaha, NE (Douglas County)

Supplemental Health Insurance in Omaha, Nebraska

14.8% of Omaha residents are 65 or older, about 72,000 people, below the U.S. average of 17.7%. Accident, critical illness, hospital indemnity, cancer, dental and vision coverage that can pay benefits alongside your main health plan. Olive, a licensed agent with Manna Financial Services, helps Omaha, NE households compare supplemental health insurance by phone or video, and the first conversation is free.

What matters for supplemental health insurance in Omaha

29.8% of Omaha households include children. Accident plans are a common choice for active families, while hospital and critical illness plans are more common for people with Medicare (14.8% of Omaha residents are 65 or older).

Omaha by the numbers

  • 14.8% of Omaha residents are 65 or older, about 72,000 people, below the U.S. average of 17.7%.
  • 8.1% of Omaha workers are self-employed, below the U.S. figure of 9.8%. Self-employed people have no employer plan for health, life or disability coverage.
  • 11.2% of Omaha adults aged 19 to 64 have no health insurance, about the same as the U.S. rate of 11.1%.
  • 29.8% of Omaha households include children under 18, about the same as the U.S. figure of 29.8%.

Omaha and nearby communities

PlaceHouseholds with children65 or olderUninsured adults 19–64
Omaha29.8%14.8%11.2%
Chicago23.8%14.1%12.2%
Indianapolis28.9%13.5%13.1%
Detroit28.6%15.1%11.1%
U.S.29.8%17.7%11.1%

Sources: U.S. Census Bureau, American Community Survey 2019–2023 5-year estimates.

How we help with supplemental health insurance

  • Accident and critical illness plans that pay cash benefits
  • Hospital indemnity coverage for inpatient stays
  • Dental and vision plans for individuals and families
  • Pairs with ACA, employer or Medicare coverage

Read our full guide to supplemental health insurance

Rules that apply in Nebraska

  • Supplemental plans pay fixed benefits and are not major medical coverage. They do not count as ACA minimum essential coverage.
  • Many accident, critical illness and hospital plans pay benefits to you directly, to use as you choose.
  • Waiting periods and pre-existing condition limits vary by policy, so we compare them before you apply.

Questions from Omaha

Is supplemental insurance the same as health insurance?

No. Supplemental plans pay limited, fixed benefits for specific events and do not replace major medical coverage. They work best alongside a health plan.

Do I need to visit an office in Omaha?

No. Olive works with Omaha and Douglas County households by phone or video, so you can compare options from home. Most applications and signatures can be completed online.

Talk with Olive about supplemental health insurance.

Free, no obligation, by phone or video. Or call or text (937) 388-5346.