Health insurance & Medicare · Indianapolis, IN (Marion County)
Supplemental Health Insurance in Indianapolis, Indiana
13.5% of Indianapolis residents are 65 or older, about 119,100 people, below the U.S. average of 17.7%; that is the 3rd-lowest share of residents 65 and older of the 10 Midwest U.S. communities on this site. Accident, critical illness, hospital indemnity, cancer, dental and vision coverage that can pay benefits alongside your main health plan. Olive, a licensed agent with Manna Financial Services, helps Indianapolis, IN households compare supplemental health insurance by phone or video, and the first conversation is free.
What matters for supplemental health insurance in Indianapolis
28.9% of Indianapolis households include children. Accident plans are a common choice for active families, while hospital and critical illness plans are more common for people with Medicare (13.5% of Indianapolis residents are 65 or older).
Indianapolis by the numbers
- 13.5% of Indianapolis residents are 65 or older, about 119,100 people, below the U.S. average of 17.7%; that is the 3rd-lowest share of residents 65 and older of the 10 Midwest U.S. communities on this site.
- 13.1% of Indianapolis adults aged 19 to 64 have no health insurance, above the U.S. rate of 11.1% (the 3rd-highest uninsured rate for adults 19 to 64 of the 10 Midwest U.S. communities on this site).
- 7.8% of Indianapolis workers are self-employed, below the U.S. figure of 9.8%. Self-employed people have no employer plan for health, life or disability coverage.
- 28.9% of Indianapolis households include children under 18, below the U.S. figure of 29.8%.
Indianapolis and nearby communities
| Place | Households with children | 65 or older | Uninsured adults 19–64 |
|---|---|---|---|
| Indianapolis | 28.9% | 13.5% | 13.1% |
| Chicago | 23.8% | 14.1% | 12.2% |
| Detroit | 28.6% | 15.1% | 11.1% |
| Milwaukee | 29.1% | 12.2% | 11.9% |
| U.S. | 29.8% | 17.7% | 11.1% |
Sources: U.S. Census Bureau, American Community Survey 2019–2023 5-year estimates.
How we help with supplemental health insurance
- Accident and critical illness plans that pay cash benefits
- Hospital indemnity coverage for inpatient stays
- Dental and vision plans for individuals and families
- Pairs with ACA, employer or Medicare coverage
Rules that apply in Indiana
- Supplemental plans pay fixed benefits and are not major medical coverage. They do not count as ACA minimum essential coverage.
- Many accident, critical illness and hospital plans pay benefits to you directly, to use as you choose.
- Waiting periods and pre-existing condition limits vary by policy, so we compare them before you apply.
Questions from Indianapolis
Is supplemental insurance the same as health insurance?
No. Supplemental plans pay limited, fixed benefits for specific events and do not replace major medical coverage. They work best alongside a health plan.
Do I need to visit an office in Indianapolis?
No. Olive works with Indianapolis and Marion County households by phone or video, so you can compare options from home. Most applications and signatures can be completed online.
Talk with Olive about supplemental health insurance.
Free, no obligation, by phone or video. Or call or text (937) 388-5346.