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Health insurance & Medicare · Milwaukee, WI (Milwaukee County)

Supplemental Health Insurance in Milwaukee, Wisconsin

12.2% of Milwaukee residents are 65 or older, about 69,500 people, well below the U.S. average of 17.7%; that is the 2nd-lowest share of residents 65 and older of the 10 Midwest U.S. communities on this site. Accident, critical illness, hospital indemnity, cancer, dental and vision coverage that can pay benefits alongside your main health plan. Olive, a licensed agent with Manna Financial Services, helps Milwaukee, WI households compare supplemental health insurance by phone or video, and the first conversation is free.

What matters for supplemental health insurance in Milwaukee

29.1% of Milwaukee households include children. Accident plans are a common choice for active families, while hospital and critical illness plans are more common for people with Medicare (12.2% of Milwaukee residents are 65 or older).

Milwaukee by the numbers

  • 12.2% of Milwaukee residents are 65 or older, about 69,500 people, well below the U.S. average of 17.7%; that is the 2nd-lowest share of residents 65 and older of the 10 Midwest U.S. communities on this site.
  • 6.4% of Milwaukee workers are self-employed, below the U.S. figure of 9.8%. Self-employed people have no employer plan for health, life or disability coverage.
  • 11.9% of Milwaukee adults aged 19 to 64 have no health insurance, above the U.S. rate of 11.1%.
  • 41.9% of Milwaukee homes are owner-occupied (U.S.: 65.0%), and the median home value is $174,200, well below the U.S. median of $303,400.

Milwaukee and nearby communities

PlaceHouseholds with children65 or olderUninsured adults 19–64
Milwaukee29.1%12.2%11.9%
Chicago23.8%14.1%12.2%
Indianapolis28.9%13.5%13.1%
Detroit28.6%15.1%11.1%
U.S.29.8%17.7%11.1%

Sources: U.S. Census Bureau, American Community Survey 2019–2023 5-year estimates.

How we help with supplemental health insurance

  • Accident and critical illness plans that pay cash benefits
  • Hospital indemnity coverage for inpatient stays
  • Dental and vision plans for individuals and families
  • Pairs with ACA, employer or Medicare coverage

Read our full guide to supplemental health insurance

Rules that apply in Wisconsin

  • Supplemental plans pay fixed benefits and are not major medical coverage. They do not count as ACA minimum essential coverage.
  • Many accident, critical illness and hospital plans pay benefits to you directly, to use as you choose.
  • Waiting periods and pre-existing condition limits vary by policy, so we compare them before you apply.

Questions from Milwaukee

Is supplemental insurance the same as health insurance?

No. Supplemental plans pay limited, fixed benefits for specific events and do not replace major medical coverage. They work best alongside a health plan.

Do I need to visit an office in Milwaukee?

No. Olive works with Milwaukee and Milwaukee County households by phone or video, so you can compare options from home. Most applications and signatures can be completed online.

Talk with Olive about supplemental health insurance.

Free, no obligation, by phone or video. Or call or text (937) 388-5346.