Shelby County · Tennessee
Life and health insurance in Memphis, Tennessee
Manna Financial Services helps Memphis, TN households and small businesses with life insurance, annuities, health insurance, Medicare and supplemental coverage. As a licensed, independent insurance company, we compare several insurance companies instead of selling one brand. Olive works by phone or video, and the first call is free.
What stands out in Memphis
- 46.8% of Memphis homes are owner-occupied (U.S.: 65.0%), and the median home value is $162,400, well below the U.S. median of $303,400.
- 17.9% of Memphis adults aged 19 to 64 have no health insurance, well above the U.S. rate of 11.1%.
- 14.3% of Memphis residents are 65 or older, about 89,600 people, below the U.S. average of 17.7%.
- 7.6% of Memphis workers are self-employed, below the U.S. figure of 9.8%. Self-employed people have no employer plan for health, life or disability coverage.
Memphis and nearby communities
| Place | 65 or older | Uninsured adults 19–64 | Households with children | Median household income |
|---|---|---|---|---|
| Memphis | 14.3% | 17.9% | 29.8% | $51,211 |
| Houston | 12.1% | 28.9% | 31.2% | $62,894 |
| San Antonio | 13.4% | 23.6% | 32.8% | $62,322 |
| Dallas | 11.8% | 29.4% | 28.6% | $67,760 |
| U.S. | 17.7% | 11.1% | 29.8% | $78,538 |
Sources: U.S. Census Bureau, American Community Survey 2019–2023 5-year estimates; CMS Medicare Monthly Enrollment, July 2026; CMS 2026 Marketplace Open Enrollment Period county-level public use file; U.S. Census Bureau County Business Patterns 2023.
Coverage for Memphis households
Life & disability insurance
Health insurance & Medicare
Annuities & retirement income
Business insurance
Memphis at a glance
| Memphis | U.S. | |
|---|---|---|
| Population | 626,378 | 334,914,895 |
| Residents 65 or older | 14.3% | 17.7% |
| Median age | 34.6 | 39.1 |
| Median household income | $51,211 | $78,538 |
| Homes owner-occupied | 46.8% | 65.0% |
| Median home value | $162,400 | $303,400 |
| Adults 19–64 without health insurance | 17.9% | 11.1% |
Source: U.S. Census Bureau, American Community Survey 2019–2023 5-year estimates.
- County
- Shelby County
- ZIP codes we serve
- 38103, 38104, 38117, 38119, 38120
- Local landmarks
- St. Jude Children’s Research Hospital, Beale Street Historic District, Overton Park, FedEx World Hub
- How we meet
- Phone or video from the comfort of home. A local page does not mean we have a street office in Memphis.
Questions from Memphis
Can you help with Medicare and Marketplace plans in Memphis?
Yes. We help Memphis and Shelby County residents compare Medicare Advantage, Medicare Supplement and Part D plans, and individual and family Marketplace health plans. Medicare plan changes are made October 15 to December 7, and Marketplace Open Enrollment typically runs November 1 to January 15.
How do I get a life insurance quote in Memphis?
You can compare life insurance prices online on our quote page in a few minutes, or book a free call and Olive will run the numbers with you.
Does it cost anything to work with you?
No. Insurance companies pay agents a commission, so our help is free. Your premium is the same as buying the same policy directly.
Talk with Olive.
Free, no obligation, by phone or video. Or call or text (937) 388-5346.