Education & planning · Memphis, TN (Shelby County)
Complimentary Financial Needs Analysis in Memphis, Tennessee
46.8% of Memphis homes are owner-occupied (U.S.: 65.0%), and the median home value is $162,400, well below the U.S. median of $303,400. A complimentary review of cash flow, debts, protection gaps, and retirement timing — education-first, with no obligation to buy. Olive, a licensed agent with Manna Financial Services, helps Memphis, TN households compare a free insurance needs review by phone or video, and the first conversation is free.
What matters for a free insurance needs review in Memphis
Memphis has about 626,400 residents, 29.8% of households with children and 14.3% of residents 65 or older, so workshop topics range from protecting a young family to planning for Medicare.
Memphis by the numbers
- 46.8% of Memphis homes are owner-occupied (U.S.: 65.0%), and the median home value is $162,400, well below the U.S. median of $303,400.
- 17.9% of Memphis adults aged 19 to 64 have no health insurance, well above the U.S. rate of 11.1%.
- 14.3% of Memphis residents are 65 or older, about 89,600 people, below the U.S. average of 17.7%.
- The median household income in Memphis is $51,211, well below the U.S. average of $78,538, the 2nd-lowest median household income of the 22 South U.S. communities on this site.
Memphis and nearby communities
| Place | Households with children | 65 or older | Median household income |
|---|---|---|---|
| Memphis | 29.8% | 14.3% | $51,211 |
| Houston | 31.2% | 12.1% | $62,894 |
| San Antonio | 32.8% | 13.4% | $62,322 |
| Dallas | 28.6% | 11.8% | $67,760 |
| U.S. | 29.8% | 17.7% | $78,538 |
Sources: U.S. Census Bureau, American Community Survey 2019–2023 5-year estimates.
How we help with a free insurance needs review
- Review of existing life coverage and obvious protection gaps
- High-level retirement timing and funding gap discussion
- Debt payoff priority conversation tailored to your balances
- Emergency fund and cash reserve recommendations
Rules that apply in Tennessee
- Our education sessions are free and come with no obligation to buy.
- We do not give tax, legal, investment or credit-counseling advice; we refer you to the right professional when needed.
Questions from Memphis
Is the Financial Needs Analysis truly free?
Yes. There is no consultation fee and no obligation to purchase any product.
Do I need to visit an office in Memphis?
No. Olive works with Memphis and Shelby County households by phone or video, so you can compare options from home. Most applications and signatures can be completed online.
Talk with Olive about a free insurance needs review.
Free, no obligation, by phone or video. Or call or text (937) 388-5346.