Harris County · Texas
Life and health insurance in Houston, Texas
Manna Financial Services helps Houston, TX households and small businesses with life insurance, annuities, health insurance, Medicare and supplemental coverage. As a licensed, independent insurance company, we compare several insurance companies instead of selling one brand. Olive works by phone or video, and the first call is free.
What stands out in Houston
- 28.9% of Houston adults aged 19 to 64 have no health insurance, well above the U.S. rate of 11.1% (the 2nd-highest uninsured rate for adults 19 to 64 of the 22 South U.S. communities on this site).
- 42.4% of Houston homes are owner-occupied (U.S.: 65.0%), and the median home value is $264,400, below the U.S. median of $303,400.
- 12.1% of Houston residents are 65 or older, about 279,000 people, well below the U.S. average of 17.7%.
- 9.8% of Houston workers have government jobs, below the U.S. share of 14.1%.
Houston and nearby communities
| Place | 65 or older | Uninsured adults 19–64 | Households with children | Median household income |
|---|---|---|---|---|
| Houston | 12.1% | 28.9% | 31.2% | $62,894 |
| San Antonio | 13.4% | 23.6% | 32.8% | $62,322 |
| Dallas | 11.8% | 29.4% | 28.6% | $67,760 |
| Austin | 10.2% | 17.5% | 24.9% | $91,461 |
| U.S. | 17.7% | 11.1% | 29.8% | $78,538 |
Sources: U.S. Census Bureau, American Community Survey 2019–2023 5-year estimates; CMS Medicare Monthly Enrollment, July 2026; CMS 2026 Marketplace Open Enrollment Period county-level public use file; U.S. Census Bureau County Business Patterns 2023.
Coverage for Houston households
Life & disability insurance
Health insurance & Medicare
Annuities & retirement income
Business insurance
Houston at a glance
| Houston | U.S. | |
|---|---|---|
| Population | 2,306,009 | 334,914,895 |
| Residents 65 or older | 12.1% | 17.7% |
| Median age | 34.1 | 39.1 |
| Median household income | $62,894 | $78,538 |
| Homes owner-occupied | 42.4% | 65.0% |
| Median home value | $264,400 | $303,400 |
| Adults 19–64 without health insurance | 28.9% | 11.1% |
Source: U.S. Census Bureau, American Community Survey 2019–2023 5-year estimates.
- County
- Harris County
- ZIP codes we serve
- 77002, 77007, 77019, 77024, 77056
- Local landmarks
- Texas Medical Center, NASA Johnson Space Center, Discovery Green, The Galleria
- How we meet
- Phone or video from the comfort of home. A local page does not mean we have a street office in Houston.
Questions from Houston
Can you help with Medicare and Marketplace plans in Houston?
Yes. We help Houston and Harris County residents compare Medicare Advantage, Medicare Supplement and Part D plans, and individual and family Marketplace health plans. Medicare plan changes are made October 15 to December 7, and Marketplace Open Enrollment typically runs November 1 to January 15.
How do I get a life insurance quote in Houston?
You can compare life insurance prices online on our quote page in a few minutes, or book a free call and Olive will run the numbers with you.
Does it cost anything to work with you?
No. Insurance companies pay agents a commission, so our help is free. Your premium is the same as buying the same policy directly.
Talk with Olive.
Free, no obligation, by phone or video. Or call or text (937) 388-5346.