Mecklenburg County · North Carolina
Life and health insurance in Charlotte, North Carolina
Manna Financial Services helps Charlotte, NC households and small businesses with life insurance, annuities, health insurance, Medicare and supplemental coverage. As a licensed, independent insurance company, we compare several insurance companies instead of selling one brand. Olive works by phone or video, and the first call is free.
What stands out in Charlotte
- 53.2% of Charlotte homes are owner-occupied (U.S.: 65.0%), and the median home value is $365,400, above the U.S. median of $303,400.
- 11.7% of Charlotte residents are 65 or older, about 104,300 people, well below the U.S. average of 17.7%; that is the 3rd-lowest share of residents 65 and older of the 22 South U.S. communities on this site.
- 14.6% of Charlotte adults aged 19 to 64 have no health insurance, above the U.S. rate of 11.1%.
- 9.7% of Charlotte workers have government jobs, below the U.S. share of 14.1%.
Charlotte and nearby communities
| Place | 65 or older | Uninsured adults 19–64 | Households with children | Median household income |
|---|---|---|---|---|
| Charlotte | 11.7% | 14.6% | 30.4% | $80,581 |
| Houston | 12.1% | 28.9% | 31.2% | $62,894 |
| San Antonio | 13.4% | 23.6% | 32.8% | $62,322 |
| Dallas | 11.8% | 29.4% | 28.6% | $67,760 |
| U.S. | 17.7% | 11.1% | 29.8% | $78,538 |
Sources: U.S. Census Bureau, American Community Survey 2019–2023 5-year estimates; CMS Medicare Monthly Enrollment, July 2026; CMS 2026 Marketplace Open Enrollment Period county-level public use file; U.S. Census Bureau County Business Patterns 2023.
Coverage for Charlotte households
Life & disability insurance
Health insurance & Medicare
Annuities & retirement income
Business insurance
Charlotte at a glance
| Charlotte | U.S. | |
|---|---|---|
| Population | 891,311 | 334,914,895 |
| Residents 65 or older | 11.7% | 17.7% |
| Median age | 34.8 | 39.1 |
| Median household income | $80,581 | $78,538 |
| Homes owner-occupied | 53.2% | 65.0% |
| Median home value | $365,400 | $303,400 |
| Adults 19–64 without health insurance | 14.6% | 11.1% |
Source: U.S. Census Bureau, American Community Survey 2019–2023 5-year estimates.
- County
- Mecklenburg County
- ZIP codes we serve
- 28202, 28203, 28207, 28210, 28277
- Local landmarks
- Uptown Charlotte Financial Center, SouthPark, Atrium Health Carolinas Medical Center, Freedom Park
- How we meet
- Phone or video from the comfort of home. A local page does not mean we have a street office in Charlotte.
Questions from Charlotte
Can you help with Medicare and Marketplace plans in Charlotte?
Yes. We help Charlotte and Mecklenburg County residents compare Medicare Advantage, Medicare Supplement and Part D plans, and individual and family Marketplace health plans. Medicare plan changes are made October 15 to December 7, and Marketplace Open Enrollment typically runs November 1 to January 15.
How do I get a life insurance quote in Charlotte?
You can compare life insurance prices online on our quote page in a few minutes, or book a free call and Olive will run the numbers with you.
Does it cost anything to work with you?
No. Insurance companies pay agents a commission, so our help is free. Your premium is the same as buying the same policy directly.
Talk with Olive.
Free, no obligation, by phone or video. Or call or text (937) 388-5346.