Skip to main content
Open Enrollment Is Happening NowOpen enrollment is happening now.Medicare plan changes close December 7 (33 days left). Marketplace plans for 2027: enroll by December 15 for January 1 coverage, or through January 15.MedicareMarketplace plansLife quoteCall (937) 388-5346

Polk County · Iowa

Life and health insurance in Des Moines, Iowa

Manna Financial Services helps Des Moines, IA households and small businesses with life insurance, annuities, health insurance, Medicare and supplemental coverage. As a licensed, independent insurance company, we compare several insurance companies instead of selling one brand. Olive works by phone or video, and the first call is free.

What stands out in Des Moines

  • 58.6% of Des Moines homes are owner-occupied (U.S.: 65.0%), and the median home value is $184,600, well below the U.S. median of $303,400.
  • 7.3% of Des Moines workers are self-employed, below the U.S. figure of 9.8%. Self-employed people have no employer plan for health, life or disability coverage.
  • 14.1% of Des Moines residents are 65 or older, about 29,900 people, below the U.S. average of 17.7%.
  • 9.1% of Des Moines adults aged 19 to 64 have no health insurance, below the U.S. rate of 11.1% (the 2nd-lowest uninsured rate for adults 19 to 64 of the 10 Midwest U.S. communities on this site).

Des Moines and nearby communities

Place65 or olderUninsured adults 19–64Households with childrenMedian household income
Des Moines14.1%9.1%28.9%$63,968
Chicago14.1%12.2%23.8%$75,134
Indianapolis13.5%13.1%28.9%$62,911
Detroit15.1%11.1%28.6%$39,575
U.S.17.7%11.1%29.8%$78,538

Sources: U.S. Census Bureau, American Community Survey 2019–2023 5-year estimates; CMS Medicare Monthly Enrollment, July 2026; CMS 2026 Marketplace Open Enrollment Period county-level public use file; U.S. Census Bureau County Business Patterns 2023.

Des Moines at a glance

Des Moines compared with U.S.
Des MoinesU.S.
Population212,031334,914,895
Residents 65 or older14.1%17.7%
Median age35.139.1
Median household income$63,968$78,538
Homes owner-occupied58.6%65.0%
Median home value$184,600$303,400
Adults 19–64 without health insurance9.1%11.1%

Source: U.S. Census Bureau, American Community Survey 2019–2023 5-year estimates.

County
Polk County
ZIP codes we serve
50309, 50310, 50312, 50315, 50320
Local landmarks
Iowa State Capitol, Pappajohn Sculpture Park, Drake University, Historic East Village
How we meet
Phone or video from the comfort of home. A local page does not mean we have a street office in Des Moines.

Questions from Des Moines

Can you help with Medicare and Marketplace plans in Des Moines?

Yes. We help Des Moines and Polk County residents compare Medicare Advantage, Medicare Supplement and Part D plans, and individual and family Marketplace health plans. Medicare plan changes are made October 15 to December 7, and Marketplace Open Enrollment typically runs November 1 to January 15.

How do I get a life insurance quote in Des Moines?

You can compare life insurance prices online on our quote page in a few minutes, or book a free call and Olive will run the numbers with you.

Does it cost anything to work with you?

No. Insurance companies pay agents a commission, so our help is free. Your premium is the same as buying the same policy directly.

Talk with Olive.

Free, no obligation, by phone or video. Or call or text (937) 388-5346.