Education & planning · Des Moines, IA (Polk County)
Complimentary Financial Needs Analysis in Des Moines, Iowa
58.6% of Des Moines homes are owner-occupied (U.S.: 65.0%), and the median home value is $184,600, well below the U.S. median of $303,400. A complimentary review of cash flow, debts, protection gaps, and retirement timing — education-first, with no obligation to buy. Olive, a licensed agent with Manna Financial Services, helps Des Moines, IA households compare a free insurance needs review by phone or video, and the first conversation is free.
What matters for a free insurance needs review in Des Moines
Des Moines has about 212,000 residents, 28.9% of households with children and 14.1% of residents 65 or older, so workshop topics range from protecting a young family to planning for Medicare.
Des Moines by the numbers
- 58.6% of Des Moines homes are owner-occupied (U.S.: 65.0%), and the median home value is $184,600, well below the U.S. median of $303,400.
- 14.1% of Des Moines residents are 65 or older, about 29,900 people, below the U.S. average of 17.7%.
- 28.9% of Des Moines households include children under 18, below the U.S. figure of 29.8%.
- The median household income in Des Moines is $63,968, below the U.S. average of $78,538.
Des Moines and nearby communities
| Place | Households with children | 65 or older | Median household income |
|---|---|---|---|
| Des Moines | 28.9% | 14.1% | $63,968 |
| Chicago | 23.8% | 14.1% | $75,134 |
| Indianapolis | 28.9% | 13.5% | $62,911 |
| Detroit | 28.6% | 15.1% | $39,575 |
| U.S. | 29.8% | 17.7% | $78,538 |
Sources: U.S. Census Bureau, American Community Survey 2019–2023 5-year estimates.
How we help with a free insurance needs review
- Review of existing life coverage and obvious protection gaps
- High-level retirement timing and funding gap discussion
- Debt payoff priority conversation tailored to your balances
- Emergency fund and cash reserve recommendations
Rules that apply in Iowa
- Our education sessions are free and come with no obligation to buy.
- We do not give tax, legal, investment or credit-counseling advice; we refer you to the right professional when needed.
Questions from Des Moines
Is the Financial Needs Analysis truly free?
Yes. There is no consultation fee and no obligation to purchase any product.
Do I need to visit an office in Des Moines?
No. Olive works with Des Moines and Polk County households by phone or video, so you can compare options from home. Most applications and signatures can be completed online.
Talk with Olive about a free insurance needs review.
Free, no obligation, by phone or video. Or call or text (937) 388-5346.