Wayne County · Michigan
Life and health insurance in Detroit, Michigan
Manna Financial Services helps Detroit, MI households and small businesses with life insurance, annuities, health insurance, Medicare and supplemental coverage. As a licensed, independent insurance company, we compare several insurance companies instead of selling one brand. Olive works by phone or video, and the first call is free.
What stands out in Detroit
- 49.2% of Detroit homes are owner-occupied (U.S.: 65.0%), and the median home value is $81,400, well below the U.S. median of $303,400.
- 7.4% of Detroit workers are self-employed, below the U.S. figure of 9.8%. Self-employed people have no employer plan for health, life or disability coverage.
- The median household income in Detroit is $39,575, well below the U.S. average of $78,538, the lowest median household income of the 10 Midwest U.S. communities on this site.
- 15.1% of Detroit residents are 65 or older, about 96,200 people, below the U.S. average of 17.7%; that is the 3rd-highest share of residents 65 and older of the 10 Midwest U.S. communities on this site.
Detroit and nearby communities
| Place | 65 or older | Uninsured adults 19–64 | Households with children | Median household income |
|---|---|---|---|---|
| Detroit | 15.1% | 11.1% | 28.6% | $39,575 |
| Chicago | 14.1% | 12.2% | 23.8% | $75,134 |
| Indianapolis | 13.5% | 13.1% | 28.9% | $62,911 |
| Milwaukee | 12.2% | 11.9% | 29.1% | $51,888 |
| U.S. | 17.7% | 11.1% | 29.8% | $78,538 |
Sources: U.S. Census Bureau, American Community Survey 2019–2023 5-year estimates; CMS Medicare Monthly Enrollment, July 2026; CMS 2026 Marketplace Open Enrollment Period county-level public use file; U.S. Census Bureau County Business Patterns 2023.
Coverage for Detroit households
Life & disability insurance
Health insurance & Medicare
Annuities & retirement income
Business insurance
Detroit at a glance
| Detroit | U.S. | |
|---|---|---|
| Population | 636,787 | 334,914,895 |
| Residents 65 or older | 15.1% | 17.7% |
| Median age | 35.2 | 39.1 |
| Median household income | $39,575 | $78,538 |
| Homes owner-occupied | 49.2% | 65.0% |
| Median home value | $81,400 | $303,400 |
| Adults 19–64 without health insurance | 11.1% | 11.1% |
Source: U.S. Census Bureau, American Community Survey 2019–2023 5-year estimates.
- County
- Wayne County
- ZIP codes we serve
- 48201, 48202, 48207, 48221, 48226
- Local landmarks
- Campus Martius Park, Henry Ford Hospital, Detroit Institute of Arts, Belle Isle Park
- How we meet
- Phone or video from the comfort of home. A local page does not mean we have a street office in Detroit.
Questions from Detroit
Can you help with Medicare and Marketplace plans in Detroit?
Yes. We help Detroit and Wayne County residents compare Medicare Advantage, Medicare Supplement and Part D plans, and individual and family Marketplace health plans. Medicare plan changes are made October 15 to December 7, and Marketplace Open Enrollment typically runs November 1 to January 15.
How do I get a life insurance quote in Detroit?
You can compare life insurance prices online on our quote page in a few minutes, or book a free call and Olive will run the numbers with you.
Does it cost anything to work with you?
No. Insurance companies pay agents a commission, so our help is free. Your premium is the same as buying the same policy directly.
Talk with Olive.
Free, no obligation, by phone or video. Or call or text (937) 388-5346.