Charleston County · South Carolina
Life and health insurance in Charleston, South Carolina
Manna Financial Services helps Charleston, SC households and small businesses with life insurance, annuities, health insurance, Medicare and supplemental coverage. As a licensed, independent insurance company, we compare several insurance companies instead of selling one brand. Olive works by phone or video, and the first call is free.
What stands out in Charleston
- 23.6% of Charleston households include children under 18, well below the U.S. figure of 29.8%.
- 57.8% of Charleston homes are owner-occupied (U.S.: 65.0%), and the median home value is $518,400, well above the U.S. median of $303,400.
- 16.4% of Charleston workers have government jobs, above the U.S. share of 14.1%.
- 11.2% of Charleston workers are self-employed, above the U.S. figure of 9.8%. Self-employed people have no employer plan for health, life or disability coverage.
Charleston and nearby communities
| Place | 65 or older | Uninsured adults 19–64 | Households with children | Median household income |
|---|---|---|---|---|
| Charleston | 17.4% | 9.8% | 23.6% | $90,452 |
| Houston | 12.1% | 28.9% | 31.2% | $62,894 |
| San Antonio | 13.4% | 23.6% | 32.8% | $62,322 |
| Dallas | 11.8% | 29.4% | 28.6% | $67,760 |
| U.S. | 17.7% | 11.1% | 29.8% | $78,538 |
Sources: U.S. Census Bureau, American Community Survey 2019–2023 5-year estimates; CMS Medicare Monthly Enrollment, July 2026; CMS 2026 Marketplace Open Enrollment Period county-level public use file; U.S. Census Bureau County Business Patterns 2023.
Coverage for Charleston households
Life & disability insurance
Health insurance & Medicare
Annuities & retirement income
Business insurance
Charleston at a glance
| Charleston | U.S. | |
|---|---|---|
| Population | 153,672 | 334,914,895 |
| Residents 65 or older | 17.4% | 17.7% |
| Median age | 36.2 | 39.1 |
| Median household income | $90,452 | $78,538 |
| Homes owner-occupied | 57.8% | 65.0% |
| Median home value | $518,400 | $303,400 |
| Adults 19–64 without health insurance | 9.8% | 11.1% |
Source: U.S. Census Bureau, American Community Survey 2019–2023 5-year estimates.
- County
- Charleston County
- ZIP codes we serve
- 29401, 29403, 29407, 29412, 29492
- Local landmarks
- Medical University of South Carolina (MUSC), The Battery, Arthur Ravenel Jr. Bridge, Daniel Island
- How we meet
- Phone or video from the comfort of home. A local page does not mean we have a street office in Charleston.
Questions from Charleston
Can you help with Medicare and Marketplace plans in Charleston?
Yes. We help Charleston and Charleston County residents compare Medicare Advantage, Medicare Supplement and Part D plans, and individual and family Marketplace health plans. Medicare plan changes are made October 15 to December 7, and Marketplace Open Enrollment typically runs November 1 to January 15.
How do I get a life insurance quote in Charleston?
You can compare life insurance prices online on our quote page in a few minutes, or book a free call and Olive will run the numbers with you.
Does it cost anything to work with you?
No. Insurance companies pay agents a commission, so our help is free. Your premium is the same as buying the same policy directly.
Talk with Olive.
Free, no obligation, by phone or video. Or call or text (937) 388-5346.