Health insurance & Medicare · Baltimore, MD (Baltimore City)
Supplemental Health Insurance in Baltimore, Maryland
24.2% of Baltimore households include children under 18, well below the U.S. figure of 29.8%. Accident, critical illness, hospital indemnity, cancer, dental and vision coverage that can pay benefits alongside your main health plan. Olive, a licensed agent with Manna Financial Services, helps Baltimore, MD households compare supplemental health insurance by phone or video, and the first conversation is free.
What matters for supplemental health insurance in Baltimore
24.2% of Baltimore households include children. Accident plans are a common choice for active families, while hospital and critical illness plans are more common for people with Medicare (15.4% of Baltimore residents are 65 or older).
Baltimore by the numbers
- 24.2% of Baltimore households include children under 18, well below the U.S. figure of 29.8%.
- 8.1% of Baltimore adults aged 19 to 64 have no health insurance, below the U.S. rate of 11.1% (the 3rd-lowest uninsured rate for adults 19 to 64 of the 7 Northeast U.S. communities on this site).
- 15.4% of Baltimore residents are 65 or older, about 88,800 people, below the U.S. average of 17.7%; that is the 3rd-highest share of residents 65 and older of the 7 Northeast U.S. communities on this site.
- 7.2% of Baltimore workers are self-employed, below the U.S. figure of 9.8%. Self-employed people have no employer plan for health, life or disability coverage.
Baltimore and nearby communities
| Place | Households with children | 65 or older | Uninsured adults 19–64 |
|---|---|---|---|
| Baltimore | 24.2% | 15.4% | 8.1% |
| New York | 26.8% | 16.5% | 9.4% |
| Philadelphia | 25.1% | 14.9% | 9.6% |
| Boston | 19.8% | 13.1% | 4.2% |
| U.S. | 29.8% | 17.7% | 11.1% |
Sources: U.S. Census Bureau, American Community Survey 2019–2023 5-year estimates.
How we help with supplemental health insurance
- Accident and critical illness plans that pay cash benefits
- Hospital indemnity coverage for inpatient stays
- Dental and vision plans for individuals and families
- Pairs with ACA, employer or Medicare coverage
Rules that apply in Maryland
- Supplemental plans pay fixed benefits and are not major medical coverage. They do not count as ACA minimum essential coverage.
- Many accident, critical illness and hospital plans pay benefits to you directly, to use as you choose.
- Waiting periods and pre-existing condition limits vary by policy, so we compare them before you apply.
Questions from Baltimore
Is supplemental insurance the same as health insurance?
No. Supplemental plans pay limited, fixed benefits for specific events and do not replace major medical coverage. They work best alongside a health plan.
Do I need to visit an office in Baltimore?
No. Olive works with Baltimore and Baltimore City households by phone or video, so you can compare options from home. Most applications and signatures can be completed online.
Supplemental Health Insurance near Baltimore
Talk with Olive about supplemental health insurance.
Free, no obligation, by phone or video. Or call or text (937) 388-5346.