Baltimore City · Maryland
Life and health insurance in Baltimore, Maryland
Manna Financial Services helps Baltimore, MD households and small businesses with life insurance, annuities, health insurance, Medicare and supplemental coverage. As a licensed, independent insurance company, we compare several insurance companies instead of selling one brand. Olive works by phone or video, and the first call is free.
What stands out in Baltimore
- 47.8% of Baltimore homes are owner-occupied (U.S.: 65.0%), and the median home value is $214,600, well below the U.S. median of $303,400.
- 19.6% of Baltimore workers have government jobs, well above the U.S. share of 14.1%, including 6.4% in federal jobs (U.S.: 2.4%).
- 24.2% of Baltimore households include children under 18, well below the U.S. figure of 29.8%.
- 8.1% of Baltimore adults aged 19 to 64 have no health insurance, below the U.S. rate of 11.1% (the 3rd-lowest uninsured rate for adults 19 to 64 of the 7 Northeast U.S. communities on this site).
Baltimore and nearby communities
| Place | 65 or older | Uninsured adults 19–64 | Households with children | Median household income |
|---|---|---|---|---|
| Baltimore | 15.4% | 8.1% | 24.2% | $59,826 |
| New York | 16.5% | 9.4% | 26.8% | $79,713 |
| Philadelphia | 14.9% | 9.6% | 25.1% | $60,698 |
| Boston | 13.1% | 4.2% | 19.8% | $94,755 |
| U.S. | 17.7% | 11.1% | 29.8% | $78,538 |
Sources: U.S. Census Bureau, American Community Survey 2019–2023 5-year estimates; CMS Medicare Monthly Enrollment, July 2026; CMS 2026 Marketplace Open Enrollment Period county-level public use file; U.S. Census Bureau County Business Patterns 2023.
Coverage for Baltimore households
Life & disability insurance
Health insurance & Medicare
Annuities & retirement income
Business insurance
Baltimore at a glance
| Baltimore | U.S. | |
|---|---|---|
| Population | 576,498 | 334,914,895 |
| Residents 65 or older | 15.4% | 17.7% |
| Median age | 36.1 | 39.1 |
| Median household income | $59,826 | $78,538 |
| Homes owner-occupied | 47.8% | 65.0% |
| Median home value | $214,600 | $303,400 |
| Adults 19–64 without health insurance | 8.1% | 11.1% |
Source: U.S. Census Bureau, American Community Survey 2019–2023 5-year estimates.
- County
- Baltimore City
- ZIP codes we serve
- 21201, 21202, 21218, 21224, 21230
- Local landmarks
- Inner Harbor, Johns Hopkins Hospital, Fort McHenry, Camden Yards
- How we meet
- Phone or video from the comfort of home. A local page does not mean we have a street office in Baltimore.
Questions from Baltimore
Can you help with Medicare and Marketplace plans in Baltimore?
Yes. We help Baltimore and Baltimore City residents compare Medicare Advantage, Medicare Supplement and Part D plans, and individual and family Marketplace health plans. Medicare plan changes are made October 15 to December 7, and Marketplace Open Enrollment typically runs November 1 to January 15.
How do I get a life insurance quote in Baltimore?
You can compare life insurance prices online on our quote page in a few minutes, or book a free call and Olive will run the numbers with you.
Does it cost anything to work with you?
No. Insurance companies pay agents a commission, so our help is free. Your premium is the same as buying the same policy directly.
Talk with Olive.
Free, no obligation, by phone or video. Or call or text (937) 388-5346.