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Health insurance & Medicare · Fort Worth, TX (Tarrant County)

Supplemental Health Insurance in Fort Worth, Texas

24.1% of Fort Worth adults aged 19 to 64 have no health insurance, well above the U.S. rate of 11.1%. Accident, critical illness, hospital indemnity, cancer, dental and vision coverage that can pay benefits alongside your main health plan. Olive, a licensed agent with Manna Financial Services, helps Fort Worth, TX households compare supplemental health insurance by phone or video, and the first conversation is free.

What matters for supplemental health insurance in Fort Worth

36.4% of Fort Worth households include children. Accident plans are a common choice for active families, while hospital and critical illness plans are more common for people with Medicare (11.2% of Fort Worth residents are 65 or older).

Fort Worth by the numbers

  • 24.1% of Fort Worth adults aged 19 to 64 have no health insurance, well above the U.S. rate of 11.1%.
  • 11.2% of Fort Worth residents are 65 or older, about 105,500 people, well below the U.S. average of 17.7%; that is the 2nd-lowest share of residents 65 and older of the 22 South U.S. communities on this site.
  • 36.4% of Fort Worth households include children under 18, well above the U.S. figure of 29.8%.
  • 9.4% of Fort Worth workers are self-employed, about the same as the U.S. figure of 9.8%. Self-employed people have no employer plan for health, life or disability coverage.

Fort Worth and nearby communities

PlaceHouseholds with children65 or olderUninsured adults 19–64
Fort Worth36.4%11.2%24.1%
Houston31.2%12.1%28.9%
San Antonio32.8%13.4%23.6%
Dallas28.6%11.8%29.4%
U.S.29.8%17.7%11.1%

Sources: U.S. Census Bureau, American Community Survey 2019–2023 5-year estimates.

How we help with supplemental health insurance

  • Accident and critical illness plans that pay cash benefits
  • Hospital indemnity coverage for inpatient stays
  • Dental and vision plans for individuals and families
  • Pairs with ACA, employer or Medicare coverage

Read our full guide to supplemental health insurance

Rules that apply in Texas

  • Supplemental plans pay fixed benefits and are not major medical coverage. They do not count as ACA minimum essential coverage.
  • Many accident, critical illness and hospital plans pay benefits to you directly, to use as you choose.
  • Waiting periods and pre-existing condition limits vary by policy, so we compare them before you apply.

Questions from Fort Worth

Is supplemental insurance the same as health insurance?

No. Supplemental plans pay limited, fixed benefits for specific events and do not replace major medical coverage. They work best alongside a health plan.

Do I need to visit an office in Fort Worth?

No. Olive works with Fort Worth and Tarrant County households by phone or video, so you can compare options from home. Most applications and signatures can be completed online.

Talk with Olive about supplemental health insurance.

Free, no obligation, by phone or video. Or call or text (937) 388-5346.