401(k), IRA & Pension Rollovers
With Olive O and her World Financial Group Insurance Agency, LLC team
Education on moving old retirement accounts with care
Leaving an old workplace plan behind can mean limited choices and ongoing fees. A direct trustee-to-trustee rollover into an IRA or qualified annuity, when suitable, is generally not a taxable event if done correctly. Products that offer principal protection or income riders also involve surrender schedules and fees. We educate first; any recommendation must fit your goals and risk tolerance. Serving households across Columbus, Cleveland, Cincinnati, Dayton, Akron, Toledo, and statewide Ohio.
Clear points for Ohio households
Who this often helps
- People changing jobs or recently separated from a prior employer
- Workers eligible for in-service rollovers under plan rules
- Public sector workers and teachers with STRS, OPERS, or 403(b) accounts
Local relevance
Serving engineers, healthcare staff, university faculty, and Wright-Patterson AFB contractors across Southwest Ohio and statewide.
Questions about 401(k), IRA & Pension Rollovers
Will I owe taxes when I roll over my 401(k)?
A direct trustee-to-trustee transfer from a traditional 401(k) to a traditional IRA or qualified annuity is generally non-taxable when done correctly. Indirect rollovers and Roth conversions follow different rules — confirm with your tax advisor.
Ready to talk through 401(k), IRA & Pension Rollovers?
Olive and her agency team will walk through educational options and carrier comparisons. No obligation — complimentary strategy conversation.