Health insurance & Medicare · Virginia Beach, VA (Virginia Beach City)
Individual & Family Health Insurance in Virginia Beach, Virginia
8.6% of Virginia Beach adults aged 19 to 64 have no health insurance, below the U.S. rate of 11.1% (the 3rd-lowest uninsured rate for adults 19 to 64 of the 22 South U.S. communities on this site). Help choosing an ACA Marketplace health plan, including checking whether you qualify for premium tax credits that lower your monthly cost. Olive, a licensed agent with Manna Financial Services, helps Virginia Beach, VA households compare individual and family health insurance by phone or video, and the first conversation is free.
Virginia Beach by the numbers
- 8.6% of Virginia Beach adults aged 19 to 64 have no health insurance, below the U.S. rate of 11.1% (the 3rd-lowest uninsured rate for adults 19 to 64 of the 22 South U.S. communities on this site).
- 17.8% of adults in Virginia Beach are veterans, well above the U.S. share of 6.1%.
- 7.9% of Virginia Beach workers are self-employed, below the U.S. figure of 9.8%. Self-employed people have no employer plan for health, life or disability coverage.
- The median household income in Virginia Beach is $91,982, above the U.S. average of $78,538, the 2nd-highest median household income of the 22 South U.S. communities on this site.
Virginia Beach and nearby communities
| Place | Uninsured adults 19–64 | Self-employed | Median household income |
|---|---|---|---|
| Virginia Beach | 8.6% | 7.9% | $91,982 |
| Houston | 28.9% | 11.8% | $62,894 |
| San Antonio | 23.6% | 8.8% | $62,322 |
| Dallas | 29.4% | 11.5% | $67,760 |
| U.S. | 11.1% | 9.8% | $78,538 |
Sources: U.S. Census Bureau, American Community Survey 2019–2023 5-year estimates.
How we help with individual and family health insurance
- Compare the Marketplace plans offered in your county
- Check premium tax credit and cost-sharing eligibility
- Confirm your doctors, hospitals and prescriptions are in network
- Enroll during Open Enrollment or a Special Enrollment Period
Read our full guide to individual and family health insurance
Rules that apply in Virginia
- Virginia residents buy individual and family Marketplace plans through HealthCare.gov or their state exchange. Plans and prices vary by county.
- Open Enrollment typically runs November 1 to January 15. Enroll by December 15 for coverage that starts January 1.
- Outside Open Enrollment, a qualifying life event such as losing other coverage, moving, marriage or a new baby opens a Special Enrollment Period.
- Marketplace premiums are the same with or without an agent. Insurance companies pay the agent.
Questions from Virginia Beach
When can I enroll in a Marketplace plan?
Open Enrollment typically runs November 1 to January 15. Enroll by December 15 for coverage that starts January 1. Outside that window you need a qualifying life event, such as losing other coverage, moving, marriage or a new baby, to use a Special Enrollment Period.
Do I need to visit an office in Virginia Beach?
No. Olive works with Virginia Beach and Virginia Beach City households by phone or video, so you can compare options from home. Most applications and signatures can be completed online.
Individual & Family Health Insurance near Virginia Beach
Talk with Olive about individual and family health insurance.
Free, no obligation, by phone or video. Or call or text (937) 388-5346.