San Francisco County · California
Life and health insurance in San Francisco, California
Manna Financial Services helps San Francisco, CA households and small businesses with life insurance, annuities, health insurance, Medicare and supplemental coverage. As a licensed, independent insurance company, we compare several insurance companies instead of selling one brand. Olive works by phone or video, and the first call is free.
What stands out in San Francisco
- 38.6% of San Francisco homes are owner-occupied (U.S.: 65.0%), and the median home value is $1,347,000, well above the U.S. median of $303,400.
- 18.2% of San Francisco households include children under 18, well below the U.S. figure of 29.8%.
- 4.9% of San Francisco adults aged 19 to 64 have no health insurance, well below the U.S. rate of 11.1% (the lowest uninsured rate for adults 19 to 64 of the 13 West U.S. communities on this site).
- 2.4% of adults in San Francisco are veterans, below the U.S. share of 6.1%.
San Francisco and nearby communities
| Place | 65 or older | Uninsured adults 19–64 | Households with children | Median household income |
|---|---|---|---|---|
| San Francisco | 17.5% | 4.9% | 18.2% | $141,446 |
| Los Angeles | 14.8% | 12.9% | 26.4% | $80,366 |
| Phoenix | 12.6% | 16.8% | 32.5% | $77,041 |
| San Diego | 15.1% | 8.9% | 26.9% | $104,321 |
| U.S. | 17.7% | 11.1% | 29.8% | $78,538 |
Sources: U.S. Census Bureau, American Community Survey 2019–2023 5-year estimates; CMS Medicare Monthly Enrollment, July 2026; CMS 2026 Marketplace Open Enrollment Period county-level public use file; U.S. Census Bureau County Business Patterns 2023.
Coverage for San Francisco households
Life & disability insurance
Health insurance & Medicare
Annuities & retirement income
Business insurance
San Francisco at a glance
| San Francisco | U.S. | |
|---|---|---|
| Population | 836,321 | 334,914,895 |
| Residents 65 or older | 17.5% | 17.7% |
| Median age | 39.2 | 39.1 |
| Median household income | $141,446 | $78,538 |
| Homes owner-occupied | 38.6% | 65.0% |
| Median home value | $1,347,000 | $303,400 |
| Adults 19–64 without health insurance | 4.9% | 11.1% |
Source: U.S. Census Bureau, American Community Survey 2019–2023 5-year estimates.
- County
- San Francisco County
- ZIP codes we serve
- 94104, 94107, 94109, 94115, 94123
- Local landmarks
- Golden Gate Bridge, UCSF Medical Center, Financial District / Embarcadero, Golden Gate Park
- How we meet
- Phone or video from the comfort of home. A local page does not mean we have a street office in San Francisco.
Questions from San Francisco
Can you help with Medicare and Marketplace plans in San Francisco?
Yes. We help San Francisco and San Francisco County residents compare Medicare Advantage, Medicare Supplement and Part D plans, and individual and family Marketplace health plans. Medicare plan changes are made October 15 to December 7, and Marketplace Open Enrollment typically runs November 1 to January 15.
How do I get a life insurance quote in San Francisco?
You can compare life insurance prices online on our quote page in a few minutes, or book a free call and Olive will run the numbers with you.
Does it cost anything to work with you?
No. Insurance companies pay agents a commission, so our help is free. Your premium is the same as buying the same policy directly.
Talk with Olive.
Free, no obligation, by phone or video. Or call or text (937) 388-5346.