Health insurance & Medicare · Hartford, CT (Hartford County)
Individual & Family Health Insurance in Hartford, Connecticut
6.8% of Hartford workers are self-employed, below the U.S. figure of 9.8%. Self-employed people have no employer plan for health, life or disability coverage. Help choosing an ACA Marketplace health plan, including checking whether you qualify for premium tax credits that lower your monthly cost. Olive, a licensed agent with Manna Financial Services, helps Hartford, CT households compare individual and family health insurance by phone or video, and the first conversation is free.
Hartford by the numbers
- 6.8% of Hartford workers are self-employed, below the U.S. figure of 9.8%. Self-employed people have no employer plan for health, life or disability coverage.
- 10.6% of Hartford adults aged 19 to 64 have no health insurance, about the same as the U.S. rate of 11.1% (the 2nd-highest uninsured rate for adults 19 to 64 of the 7 Northeast U.S. communities on this site).
- The median household income in Hartford is $43,902, well below the U.S. average of $78,538, the lowest median household income of the 7 Northeast U.S. communities on this site.
- 31.8% of Hartford households include children under 18, above the U.S. figure of 29.8%.
Hartford and nearby communities
| Place | Uninsured adults 19–64 | Self-employed | Median household income |
|---|---|---|---|
| Hartford | 10.6% | 6.8% | $43,902 |
| New York | 9.4% | 11.4% | $79,713 |
| Philadelphia | 9.6% | 7.9% | $60,698 |
| Boston | 4.2% | 7.9% | $94,755 |
| U.S. | 11.1% | 9.8% | $78,538 |
Sources: U.S. Census Bureau, American Community Survey 2019–2023 5-year estimates.
How we help with individual and family health insurance
- Compare the Marketplace plans offered in your county
- Check premium tax credit and cost-sharing eligibility
- Confirm your doctors, hospitals and prescriptions are in network
- Enroll during Open Enrollment or a Special Enrollment Period
Read our full guide to individual and family health insurance
Rules that apply in Connecticut
- Connecticut residents buy individual and family Marketplace plans through HealthCare.gov or their state exchange. Plans and prices vary by county.
- Open Enrollment typically runs November 1 to January 15. Enroll by December 15 for coverage that starts January 1.
- Outside Open Enrollment, a qualifying life event such as losing other coverage, moving, marriage or a new baby opens a Special Enrollment Period.
- Marketplace premiums are the same with or without an agent. Insurance companies pay the agent.
Questions from Hartford
When can I enroll in a Marketplace plan?
Open Enrollment typically runs November 1 to January 15. Enroll by December 15 for coverage that starts January 1. Outside that window you need a qualifying life event, such as losing other coverage, moving, marriage or a new baby, to use a Special Enrollment Period.
Do I need to visit an office in Hartford?
No. Olive works with Hartford and Hartford County households by phone or video, so you can compare options from home. Most applications and signatures can be completed online.
Individual & Family Health Insurance near Hartford
Talk with Olive about individual and family health insurance.
Free, no obligation, by phone or video. Or call or text (937) 388-5346.