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Education & planning · Denver, CO (Denver County)

Complimentary Financial Needs Analysis in Denver, Colorado

50.4% of Denver homes are owner-occupied (U.S.: 65.0%), and the median home value is $576,200, well above the U.S. median of $303,400. A complimentary review of cash flow, debts, protection gaps, and retirement timing — education-first, with no obligation to buy. Olive, a licensed agent with Manna Financial Services, helps Denver, CO households compare a free insurance needs review by phone or video, and the first conversation is free.

What matters for a free insurance needs review in Denver

Denver has about 713,300 residents, 22.8% of households with children and 13.1% of residents 65 or older, so workshop topics range from protecting a young family to planning for Medicare.

Denver by the numbers

  • 50.4% of Denver homes are owner-occupied (U.S.: 65.0%), and the median home value is $576,200, well above the U.S. median of $303,400.
  • 22.8% of Denver households include children under 18, well below the U.S. figure of 29.8%.
  • 13.1% of Denver residents are 65 or older, about 93,400 people, below the U.S. average of 17.7%; that is the 3rd-lowest share of residents 65 and older of the 13 West U.S. communities on this site.
  • The median household income in Denver is $91,681, above the U.S. average of $78,538.

Denver and nearby communities

PlaceHouseholds with children65 or olderMedian household income
Denver22.8%13.1%$91,681
Los Angeles26.4%14.8%$80,366
Phoenix32.5%12.6%$77,041
San Diego26.9%15.1%$104,321
U.S.29.8%17.7%$78,538

Sources: U.S. Census Bureau, American Community Survey 2019–2023 5-year estimates.

How we help with a free insurance needs review

  • Review of existing life coverage and obvious protection gaps
  • High-level retirement timing and funding gap discussion
  • Debt payoff priority conversation tailored to your balances
  • Emergency fund and cash reserve recommendations

Read our full guide to a free insurance needs review

Rules that apply in Colorado

  • Our education sessions are free and come with no obligation to buy.
  • We do not give tax, legal, investment or credit-counseling advice; we refer you to the right professional when needed.

Questions from Denver

Is the Financial Needs Analysis truly free?

Yes. There is no consultation fee and no obligation to purchase any product.

Do I need to visit an office in Denver?

No. Olive works with Denver and Denver County households by phone or video, so you can compare options from home. Most applications and signatures can be completed online.

Talk with Olive about a free insurance needs review.

Free, no obligation, by phone or video. Or call or text (937) 388-5346.