Business insurance · Dallas, TX (Dallas County)
Buy-Sell Agreement Funding in Dallas, Texas
29.4% of Dallas adults aged 19 to 64 have no health insurance, well above the U.S. rate of 11.1% (the highest uninsured rate for adults 19 to 64 of the 22 South U.S. communities on this site). Life (and often disability) insurance designed to fund a buy-sell agreement so surviving owners can buy out a departing or deceased partner’s share at an agreed value. Olive, a licensed agent with Manna Financial Services, helps Dallas, TX households compare buy-sell agreement funding by phone or video, and the first conversation is free.
What matters for buy-sell agreement funding in Dallas
11.5% of Dallas workers are self-employed (U.S.: 9.8%). Owners often need to cover themselves as well as their team, so we look at personal and business coverage together.
Dallas by the numbers
- 29.4% of Dallas adults aged 19 to 64 have no health insurance, well above the U.S. rate of 11.1% (the highest uninsured rate for adults 19 to 64 of the 22 South U.S. communities on this site).
- 11.5% of Dallas workers are self-employed, above the U.S. figure of 9.8%. Self-employed people have no employer plan for health, life or disability coverage.
- 41.3% of Dallas homes are owner-occupied (U.S.: 65.0%), and the median home value is $315,600, above the U.S. median of $303,400.
- The median household income in Dallas is $67,760, below the U.S. average of $78,538.
Dallas and nearby communities
| Place | Self-employed | Median household income | Population |
|---|---|---|---|
| Dallas | 11.5% | $67,760 | 1,300,642 |
| Houston | 11.8% | $62,894 | 2,306,009 |
| San Antonio | 8.8% | $62,322 | 1,465,608 |
| Austin | 11.2% | $91,461 | 974,447 |
| U.S. | 9.8% | $78,538 | 334,914,895 |
Sources: U.S. Census Bureau, American Community Survey 2019–2023 5-year estimates.
How we help with buy-sell agreement funding
- Cross-purchase and entity-redemption funding structures
- Liquidity to buy out a deceased or disabled partner’s interest
- Helps avoid forced asset sales or unwanted co-owners
- Supports a predetermined valuation method recognized in planning
Rules that apply in Texas
- Business-owned life insurance usually needs coordination with your attorney and CPA, especially for buy-sell agreements and employer-owned policies.
- Employer-owned life insurance has federal notice-and-consent rules before the policy is issued.
- We are licensed for insurance and annuities only and do not give tax or legal advice.
Questions from Dallas
What if we have a buy-sell but no insurance funding?
The surviving owner may need to borrow, drain cash, or sell assets to meet the buyout — often under time pressure. Funding education helps owners plan before a crisis.
Do I need to visit an office in Dallas?
No. Olive works with Dallas and Dallas County households by phone or video, so you can compare options from home. Most applications and signatures can be completed online.
Talk with Olive about buy-sell agreement funding.
Free, no obligation, by phone or video. Or call or text (937) 388-5346.